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How to simplify your life and be happier

Simplifying your life is the first step towards creating a new, authentic you - and less can really be more, explains Jodie Hedley-Ward. Children need nature, fresh air,paint, bubbles and love. Believe it or not, they can learn to live quite …

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Your home: mortgage or rent?

What’s the best way to put a roof over your family’s head? Chances are you're reading this because you're about to, or have recently, become a one-income family. Perhaps you’re ready to head back into the workforce, or maybe you're looking to buy …

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Budgeting for Baby

Feeling broody? Then now’s the time to start considering the dollars and cents of adding to the family. In an ideal world, the only currency you'd need to increase the size of your family would be love. But the reality is, the financial costs of …

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Essential spending in pregnancy

Congratulations, you’re pregnant and walking on air! Before you rush off to buy the latest in maternity wear and designer baby gear, stop, take a breath and read this article. Babies pull on the purse strings as well as the heartstrings, and you may …

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Tips for reducing your credit card debt

Paying via plastic can bridge the gap between bills coming in and the arrival of your monthly pay cheque. It can also help pay off larger items over time, and can be good for getting rewards. The key words here are ‘pay off’. Neglect those monthly …

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Childcare options and their cost

Choosing childcare can be a daunting experience for a parent. Maybe it’s best to tackle this task as you would a job hunt: be thorough, do your homework, and start your quest early – as in at least six months before you'll need it. Before you dive …

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Teaching kids about money

If I stop and reflect I can still clearly recall the sound of a coin dropping into my piggy bank when I was child. It was a soft kind of ‘thunk’ if the piggy bank was empty, as the coin bounced off the rubber plug at the bottom. It was an extremely …

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Ways to save before baby arrives

Are you planning to have a baby? Even before you need a pregnancy test, it’s a good idea to make a budget. Write down everything you spend over a month, and note the areas where you could potentially save money. The key to successful household …